Topstep review
Topstep is to futures what FTMO is to forex — the established, trusted original. Operating since 2012, it pioneered the funded-trader model in futures. The Trading Combine is well-understood, the education is excellent, and the payout reputation is rock solid.
Best for: Serious futures day-traders who want the most established futures firm.
Topstep reviews breakdown
Aggregate ratings from 1 live review for this firm.
Topstep at a glance
- Firm type
- Futures
- Founded
- 2012
- Headquarters
- Chicago, USA
- Profit split
- 100% of first $10k, then 90%
- Account sizes
- $50K – $150K
- Max funding
- $150,000
- Challenge from
- $49/mo
- Evaluation
- Trading Combine (1-step)
- Typical spread
- Raw CME pricing + commission
- Payouts
- Daily withdrawal eligibility
- Platforms
- TopstepX, NinjaTrader, Tradovate, TradingView, T4, Quantower
- Instruments
- CME futures — equity indices, energy, metals, agriculture, FX
Topstep payout methods & policies
How you get paid, and the key terms & conditions that decide whether you stay funded. Always confirm current terms on the official site.
Payout methods
Tip: payout method availability often depends on your country. Crypto (USDT/USDC) is usually the fastest and most widely available; Wise and Rise suit bank withdrawals. Confirm your region is supported before buying.
Key terms & conditions
- Profit split
- 100% of first $10k, then 90%
- Payout frequency
- Daily withdrawal eligibility
- First payout
- Daily payout eligibility once funded
- Consistency rule
- No (payout rules)
- Drawdown type
- Trailing (end-of-day)
- Overall drawdown
- By account size
- Daily loss limit
- Daily loss limit
- Min trading days
- 2
- Max leverage
- CME margin-based
- Weekend holding
- Flat by session close (day trading)
- EA / automation
- Automation permitted within rules
- Copy trading
- Your own copy trading only
- News trading
- Standard CME rules
- VPN policy
- Allowed (no location spoofing)
- Refund policy
- Monthly subscription
- Scaling plan
- Scaling plan available
Policies are indicative and change frequently — the firm's official rulebook is always the source of truth.
Pros & cons
👍 What we liked
- Longest track record of any futures firm (since 2012)
- Keep 100% of your first $10,000 in profit, then 90%
- Outstanding education, coaching and community
- Wide platform support including its own TopstepX
- Daily payout eligibility once funded
👎 What to watch
- Daily loss limit and trailing drawdown demand discipline
- Futures-only — no forex or CFD products
Our verdict on Topstep
For futures traders who want the safest, most proven home for a funded account, Topstep is the benchmark. The subscription suits active traders who'll use the platform every month.
PropFirmVector score
Active forex traders who want fast, frequent payouts at a low entry cost.
Topstep FAQ
Is Topstep legit?
Topstep has operated since 2012 and is one of the most established names in funded futures trading, with a long public payout history.
How does Topstep payout work?
Funded traders keep 100% of the first $10,000 in profit and 90% after, with daily withdrawal eligibility once requirements are met.
Does Topstep offer forex?
Topstep focuses on CME futures. For forex funding, FTMO or Funding Pips are better fits.
Community reviews
Traded with Topstep? Verified trader reviews will appear here as we collect them — we don't publish fake testimonials.